Services We Offer

Supplemental Insurance pays you, not the Doctors or Hospitals in your time of need.
Protect your life's savings and Retirement Plans.
Enrollment Platforms:
We offer enrollment platforms which assist Employers with their core enrollment such as major medical.
No more paperwork. Let us be an extension of your Human Resource Department at no cost.

Insurance Services
Accident Insurance
Helps cover out-of-pocket expenses in the event of a covered accident.
Cancer and Critical Illness Insurance
Helps with the high cost of cancer or critical illness screenings, diagnosis and treatment.
Dental Insurance + Vision
Helps pay for dental procedures, from routine cleaning to crowns and root canals.
Disability Insurance
Helps replace part of your regular income if you are unable to work because of a covered injury or illness.
Hospital Confinement Indemnity Insurance
Helps pay for covered hospital-related expenses, including co-payments and deductibles.
Life Insurance
Helps pay for final expenses and helps provide financial security for your family members.
Long Term Care
Annuities / Indexed Annuities

Ask me about an Alternative to the 1031 Exchange. The strategy we use to Eliminate Capital Gains Tax is called Charitable Trust. The IRS says, "if you plan a gift today for tomorrow, we will forgive your capital gains tax." The negative aspect of using a charitable trust is disinheriting heirs. We have a solution to make the heirs whole again income tax free!

Other Services
Accidental death and dismemberment (AD&D) Coverage.
Identity Theft Protection.
Legal Document Preparation.

Employer Services
Onsite Employee Flu Shots.
Telemedicine:
Professional health care evaluations at a distance using telecommunications technology.
Funded Flex and Premium Only Plans:
Administers FSA plans that allow employees to designate pre tax dollars to pay for qualified medical and dependent day care expenses. We offer complimentary Premium Only Plans. Ask me how to get URM/DDC at no cost for Employers & their employees.
Employee Retirement Income Security Act (ERISA) Compliance Services:
Our vendors provide ERISA consultative services.
Affordable Care Act Reporting:
Our vendor can help your business ensure compliance with health care reform regulations, including reporting solutions.
Health and Services Discount Card:
WellCard provides discounts on prescription drugs and medical and dental expenses, along with access to a telemedicine provider and medical bill consultation.
Employee Financial Wellness Program:
Knowledge of Financial Education (KOFE) provides financial education through phone access to financial counselors, webinars and calculators.
Customized Benefits Learning Website:
We can create a complimentary, customized website that gives your employees a one-stop portal for all benefits related information.
HRAnswersNow Resource Website:
This complementary human resources website includes a labor law library, state employment laws, and templates for job descriptions and performance reviews.

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